What is the Process of PCI DSS Assessment?

PCI DSS Assessment | jotform.com

In the digital and card payment method, security is one of the main concerns. There are several chances to occur fraudulent activities to steal your card, account, and personnel information. But the credit card became an essential thing, and it is easier for handling. So, the companies or business organizations have to follow some standards to ensure that their customer’s data is safe. Payment Card Industry Data Security Standard (PCI DSS) is a mandate formulated by four card companies to build trust over the organizations and protect customers information.

PCI security council manages all the activities of PCI DSS. There is a control and auditing process to evaluate the functioning of PCI. PCI DSS assessment is an assessment that validates compliance with the PCI in the process of accepting, storing, and transmitting the data. All the merchants have to submit the self-assessment questionnaire annually. The PCI assessment determines whether the merchant has met the requirements.

Requirement of PCI DSS Assessment

As online activities are more vulnerable, there is an information technology system to evaluate the process and rectify the risks.

• Merchants have to be away from the vulnerable data encryption protocols

• Implement additional security measures for the services

• Encrypt all non-console using encrypted cryptography

• Use strong cryptography for the assessment

Requirement of PCI DSS

PCI DSS has to follow certain rules to protect the card holder’s details.

• Install and use firewall protection

• Protect stored card holder’s details

• Update the anti-virus in the system

• Restrict physical access to the customer’s data

• Monitor the security measurements

The PCI DSS assessment is an essential process for evaluating an organization’s security measures. A two-level assessment has to be done. Self-assessment and on-site assessment. Once you are deciding on PCI assessment, then you have to choose self-assessment or on-siteassessment. Levels 2 and 3 discover merchants are allowed to do self-assessment. Level 1 is allowed on-site assessment. After the on-site assessment, the service providers are allowed to submit their attestation of compliance. The service providers who are doing self–assessment have to submit a self-assessment questionnaire for attestation of compliance.